With inflation soaring, the French are desperate to increase their income. Obviously, changing jobs is not always a possibility, so feel free to invest your money well because savings can be an additional source of income. The best current investment to increase income is undoubtedly the purchase of shares in Real Estate Investment Companies (SCPI). How do you increase your income by investing in SCPI stocks? Here’s the answer thanks to a coded example.
Why should you increase your income in times of inflation?
- Because high prices undermine purchasing power
Waltz labels, especially those for common products such as food, are faster than those for wages. As a result, the purchasing power of households decreases, which affects morale.
- Increasing your income provides a welcome financial boost
In order to have an income in line with the inflation rate, i.e. you no longer lose purchasing power, it is important to invest your money well if you cannot increase your salary.
As noted Lionel Benhamouone of the founding partners of SCPI Central (www.centraledesscpi.com), the leading French digital savings network: “Among the customers who contact us on 01.44.56.00.23Many of them are retired or civil servants. Under such circumstances, the only way to increase their income is to take advantage of passive income, i.e., inflation-related pensions. That is why they are investing so much money in sustainable intensification of crop production. »
Why buy sustainable productivity intensification products increase your income ?
- Because the equivalency of production gains more than inflation
The best performing SCPIs generate about 6% net annually in the form of additional income paid in the form of rent. This performance is still above the inflation rate over the past 12 months.
- Because real estate prices can rise over time
The share of SCPI is also likely to increase in value over time. In fact, if real estate prices rise, the value of the SCPI share will also rise. In addition to receiving rents, the saver will thus see his capital rise.
- Because it is possible to buy high-performance SCPI on credit
Mortgage loans are obtained at a fixed interest rate. Since interest rates are still very attractive, it is easy to take advantage of inflation to reduce the credit outstanding year after year. Because the monthly payments are fixed, unlike the dividends paid monthly or quarterly by SCPIs, investors will automatically increase their income.
Increase your income thanks to SCPIs: an example of a €75,000 portfolio
This example comes from the SCPI portfolio made by Laurent FagsInside manager SCPI Central (www.centraledesscpi.com).
The latter indicates that this investor wanted to invest in SCPI after he sold a rented apartment which caused him a lot of trouble: “My client wanted to generate income without any administrative restrictions by increasing his purchasing power. So I advised him to buy three types of SCPI with equal parts produce 6% per year: SCPI Vendome DistrictHe said SCPI Activimmo And the SCPI Cœur de Regions. »
- SCPI Vendôme Régions, managed by Norma Capital
The SCPI fandom areas It is SCPI France. Vendome regions It is a diversified level parity company (offices, retail stores, commercial premises) that holds 22% of its assets in Ile-de-France and 78% in the regions.
Vendome regions It made 5.91% to its shareholders in 2021 and its share price has just been revalued from €655 to €670. Vendome regions Therefore, it is a safe bet in the world of sustainable intensification of crop production.
- SCPI Activimmo, managed by Alderan
The SCPI Activemo is a SCPI logistics company (urban logistics, warehouse logistics, commercial premises, transport logistics) whose assets are located in Ile-de-France (16%) and in the provinces (84%).
Due to the exponential growth of e-commerce, Activemo It generated a return of 6.02% for its unit holders partners last year. Activemo So it is indeed one of the best sustainable intensification of crop production.
- SCPI Cœur de Régions, managed by Sogenial
The SCPI Heart Zones It is also the French company for the sustainable intensification of productivity, with 14% of its assets located in Ile-de-France and 86% in the regions. With 45% offices, 38% commercial buildings and 17% retail, heart of regions It is a type of sustainable intensification of crop production.
Its diversification enabled it to offer a return of 6.43% to its partners last year. For 2022, Sogenial expects a return of 6.40% which could also put SCPI Heart Zones In the very closed circuit of the best SCPIs.
Thus, increasing your income with SCPI indicators is a simple matter. This goal is within the reach of all budgets because it is possible to build a diversified SCPI portfolio with a few thousand euros.
Since the price of SCPI shares is the same regardless of the channel of distribution, feel free to contact SCPI specialists, such as these SCPI Central (01.44.56.00.23), which is the first SCPI comparator on the market.
Instead of putting your money on a Euro life insurance contract causing the holders to lose their purchasing power, it is much more profitable to invest in SCPI in order to put butter in spinach. That’s what all French people are looking for, isn’t it?
Investment in sustainable intensification of crop production is not guaranteed, both from the point of view of the profits received and from the point of view of capital preservation. Sustainable intensification of productivity depends on fluctuations in real estate markets.
Before making any decision to buy SCPI shares, get advice from a professional to ensure that this investment matches your asset profile.
Finally, like any real estate investment, bear in mind the fact that SCPI is a long-term investment whose holding period cannot be less than eight years.
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