Empty social housing and no insurance

Empty social housing and no insurance

Social and community housing units for seniors are empty across the county because their managers are unable to obtain the insurance they need to operate them legally, duty. Faced with this predicament, organizations in several regions of Quebec are urging the Legault’s government to act.

The residence of the elderly who had lost a bit of autonomy in Le Havre Paulo, consisting of 20 social and affordable housing units, has been waiting for several years in the municipality of Saint-Paul, in Lanaudiere. Since it opened on 1Verse In July, four apartments in this residence are still empty, because the managers of the non-profit building, which is funded by the Quebec government through AccèsLogis, have not yet succeeded in obtaining basic insurance coverage in order to obtain a certificate of residence for the elderly from the Health Network. This is despite repeated attempts with many insurance companies.

“What we are seeing in the market is that nursing homes for the elderly have faced challenges during the pandemic because of what happened to the nurses and staff. There have been lawsuits, so insurance companies are very reluctant to secure new housing.” Should Insurance broker Nina Baich.

Thus, tenants who signed a lease agreement prior to the opening of the two-story building in St. Paul are currently residing in this residence in an “illegal” manner, since it has not yet been legalized, the amounts amounting to Should Habeo Collective Management Facilitator, Lanaudière Region Technical Resource Group, Laurie Brault. “Now, we are out of the ordinary. Point,” adds his colleague Josiane Heber, project manager at the same organization that specializes in social housing development.

“This means we have the sword of Damocles over our heads because if something happens, we are in charge,” explains Reagan St. Yves, a member of the building’s board of directors. duty Visited on Wednesday. In an interview, he said he was faced with a heartbreaking choice on June 30, when he and other members of the management team had to decide whether or not to take in 17 elderly tenants who had already signed a lease on the building. Building, in this particular context.

“The council made a very brave decision to allow the residents to come here anyway, but normally we had to contact them. [les locataires] And we ask them to find another place,” says Ms.I Brault, who worries about the future. “How long are they [le réseau de la santé, qui gère les certifications des RPA] Allow us to have people here? We don’t know,” she adds, while raising the possibility that this dwelling – new – will close its doors completely. »

In the meantime, the board of directors will have to decide soon whether to allow new residents to move into this building, despite the risks involved, Mr. St. Yves points out. ‘Praise them [les logements vides]This wouldn’t be a big problem. But the question we will ask ourselves is: Will we sign other lease contracts as long as we are not accredited? »

Everywhere in Quebec

The condition of this residence is far from trivial. In many areas of the province, social housing for seniors who recently opened finds itself empty because its managers are unable to obtain the insurance coverage these institutions need, assures the Director General of the Association of Artistic Resource Groups of Quebec (AGRTQ), Eric Simon.

“The new projects are completely new, they meet all the criteria; I do not understand why there are no rapid interventions to unban the insurance companies,” says Mr Simon, who urges the Legault government to act on this file.

In Abitibi-Témiscamingue, the dwelling with 16 social housing units for seniors is currently largely empty for the same reason, notes the lead project manager for the Abitibi-Témiscamingue Ungava technical resource group, Martin Briault. “We’ve been running around for almost a year, asking all the insurance companies,” in vain, he laments. All at a time when the region has been “in a housing crisis” for years. “Does not make sense. “

join dutythe Department of Health and Social Services (MSSS) claims to be “well aware of the difficulties some face.” [résidences privées pour aînés (RPA)] social purpose when obtaining clearance in connection with obtaining the required insurance.” A program was also set up last year to help them “deal with the observed increase in insurance premiums,” as the MSSS notes.

“For RPAs who have difficulty finding insurance companies, possible solutions are being explored with the Canadian Insurance Bureau and insurers,” he adds. However, for this purpose, “what concerns me is the speed of the response” that will come to settle this file, as Eric Simon notes. Finding a solution has become urgent. »

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