The National Investment Bank (BNI) officially launched on Friday in Abidjan the first edition of the “Quinzaine de l’Immobilier”, which starts from 9 to 24 August in all branches in Côte d’Ivoire.
This unprecedented operation of BNI aims to facilitate the acquisition of housing for the bank’s customers and others, for prospects with “unlimited” credits at a preferential rate of 5.99%.
“BNI intends to support the State of Côte d’Ivoire in all government projects. The needs of the real estate sector are increasingly growing. To help support funding requests from players in this sector, BNI has established a real estate division in order to reduce the housing deficit”, explained Youssef Fadeja, General Manager of BNI in a word.
In addition, Mr. Fadega has invited his bank’s clients and the general public to visit the branches of his institution during the “Quinzaine de l’Immobilier” with the aim of inquiring about the offers they consider an “opportunity”.
For his part, Daouda Coulibaly, Head of Real Estate Department at the National Investment Bank, presented the three offers of the bank, which will be presented to clients within two weeks.
These are “buyer credit” for the natural person who wants a home, “property credit” for those who collectively produce and market housing and “individual real estate developer credit” which is presented as an innovation. Persons or real estate companies who have a title deed and wish to develop it in order to obtain rents used to pay the donated amounts.
“It has been two and a half years since the real estate division of BNI existed. Of all the loans offered, we have about 70 billion CFA francs in loans financed by the bank,” said Mr. Coulibaly.
In addition, reveal the characteristics of these various real estate offers.
“With regard to the credit of the individual promoter, it is necessary to insist on the contribution and influence of the promoter in his project. The key to the escort distribution is at 70%,” emphasized Mr. Coulibaly.
“For the past two weeks, we are targeting two main types of clients, which are paid BNI clients or private clients. This will also be an opportunity for the bank to recruit external clients… Loan maturity is between 8 and 20 years. The maximum in and terms of the petition are unlimited, but Within the convertible portion,” he added.
The National Investment Bank (BNI) is a financial institution that intends to support the State of Côte d’Ivoire in its projects.
Thus, its main tasks can be summarized in three areas. In particular, access to banking and financing of the economy, financing of small and medium-sized enterprises and state support in financial issues.