Bank cards: What are the guarantees of assistance and insurance during your vacation?

Bank cards: What are the guarantees of assistance and insurance during your vacation?

Plane or train delays or even hospitalization, unfortunately unexpected events can spoil many people’s vacation during this summer period. It’s good to know that in some cases, your credit card can allow you to get reimbursed if you use it for your reservation, without a total refund guarantee.

You can for example to take shelter In the event of death, disability, flight cancellation or delay or loss/theft/damage of your Baggage. Insurance guarantees It only works if the bank card was used to pay for the flight during which the claim or event occurred. Insurance guarantees only come into play on a trip abroad. It is enough for the owner of a bank card to be more than 100 kilometers from his home.

Your bank card guarantees can also help Covering medical expenses, medical repatriation or legal aid abroad. You can reach a counselor on the phone 24/24 and 7/7 around the world. To get help, you do not need to pay for your accommodation with your card, you only need to have it with you. The credit card holder is Covered for stays of less than 90 days. His wife and children under the age of 25 also benefit from this coverage.

Various benefits depending on the type of card

Thus, your credit card can allow you to take advantage of insurance and assistance according to the National Consumer Institute, but with Various guarantees depending on the type of card (classic or higher range) and bank. Feel free to review your contract before leaving on vacation.

In most banks, The Classic Card does not include compensation in the event of transportation delay or baggage loss Unlike the high-end card. On the other hand, it allows you to reimburse part of the costs in the event of hospitalization.

So a bank card alone may not be enough to fully compensate you in the event of an unexpected event during your vacation. Do not panic Additional travel insurance Often offered at the time of purchasing your accommodation, plane ticket or car reservation, it can make up for not being covered by your bank card.

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