School insurance covers accidents for which children may be victims or be liable at school. School insurance is optional for compulsory activities that are part of the curriculum. However, schools often require it. In fact, it is necessary to participate in the activities offered by the school, such as Canteen, supervised study, picnics, or exploration classes.
According to an article from the specialized site family profile The price of the school insurance contract is determined annually and free of charge by the insurance companies Obviously it depends on the level of coverage required Through guarantees.” Thus, it is the competition game that comes into play.
The price of school insurance generally starts 9 to 10 Euros per year and can be quadrupled to reach 40 Euros per year To subscribe to several guarantees”, the article details. The cost of this insurance remains the same whatever your child’s level of study. On the other hand, school insurance is individual: it is necessary to subscribe to a contract for each child. And this “even if you have several children in the same institution”, notes specialized site reassure me.
To find the cheapest school insurance, you can use it Online comparisons. You can also decide to opt for 100% digital insurance instead. In addition, feel free to ask for several quotes to calmly compare different offers.
The editorial staff of RTL.fr inquired with several insurance companies for their rates. specialist insurance MFA La Mutuelle Assurance de l’éducation explains that rates vary according to the formula chosen and the level of protection. For example, in the Ministry of Foreign Affairs, there are 4 levels of protection adapted to the needs of the child. The price of simple school insurance, which covers the child during his school activities and on the trip back to school is €11.90 per year. Equivalent to 1 euro / month. For complete protection, extended to daily activities and leisure 24 hours a day all year round, the price is €38.50. in home hilariousSchool insurance can be taken as an option in your home insurance. Prices then range from less than 13 euros per year.