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Stock market, real estate, savings ... the right options to face inflation in 2022

Stock market, real estate, savings … the right options to face inflation in 2022

Poor planet! Barely emerging from one of the most serious health crises in its history, it has faced, since the end of February, serious economic consequences of the Russian invasion of Ukraine: rising prices for energy, raw materials and commodities (Russia and Ukraine account for 30% of world wheat exports, 40% of gas and oil …

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Borrowers Insurance: June 1, 2022 marks the entry into force of the Lemoine Act

Borrowers Insurance: June 1, 2022 marks the entry into force of the Lemoine Act updated 01 June 2022 by Maxness Corolleore – Insurance department manager The Lemoine Act, adopted at the beginning of 2022, aims to make the insurance market for the borrower more accessible and transparent. Planned changes go into effect …

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Mortgage credit: more and more people can no longer borrow due to the rate of erosion

Mortgage credit: What changes to your borrower’s insurance on June 1

The borrower’s insurance can be changed at any time and the medical questionnaire removed for some mortgages. A small revolution is underway in borrower insurance. As of this Wednesday, June 1, the terms of their change have been simplified and the information to be provided about your health has become less demanding. Three major changes …

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Fixed.  In Nord-Ezer, what is the effect of a higher credit rate on the market?

Fixed. In Nord-Ezer, what is the effect of a higher credit rate on the market?

After massive multi-year declines, credit rates rose to an average of 1.22% in mid-April, +0.16 points compared to December 2021, according to the Housing Credit Monitor/CSA. Real estate professionals expect this upward trend to continue. “We are definitely entering a period of complex risk for buyers,” predicts Virginie Brucher, director of mortgage brokerage Cafpi at …

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Due to inflation, payment accidents are increasing

Due to inflation, payment accidents are increasing

Whether it’s mortgages, car loans or even consumer loans, according to the Bank of France, repayment incidents have increased by 10% this year. by “accidents”The difficulties or even the impossibility of paying his monthly wages must be understood. With everything increasing – like food or even fuel prices – the most humble families find themselves …

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Mortgage and interest rates: 'It's still time to buy'

Mortgage and interest rates: ‘It’s still time to buy’

“Unfortunately, I waited a few weeks for the seller to accept the offer to sell the land, and then withdrew,” says François Izquierdo bitterly. Not entirely disappointed, he took the trouble to look for another plot of land and eventually found one for the same price, at the end of April. But there’s the buzz: …

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En zone euro, les ,prix pourraient baisser de 1% à chaque relèvement de 0,1% des taux des crédits immobiliers.

Real estate: Rising interest rates could cause prices to fall, warns ECB

Higher interest rates could affect the real estate market in the Eurozone. At least that’s what the European Central Bank expects in its financial stability review. The central bank fears that the property bubble, fueled by a prolonged zero rate policy, will burst if mortgage rates are to rise faster than inflation. Which is still …

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Real estate: As credit rates rise, the European Central Bank does not rule out a bubble burst

Real estate: As credit rates rise, the European Central Bank does not rule out a bubble burst

The European Central Bank (ECB) said Wednesday that the euro zone’s overvalued housing market could fall if credit rates rise faster than inflation, threatening to burst debt-financed bubbles. It also warns in its Financial Stability Review that asset prices will continue to fall if the economic outlook deteriorates due to the war in Ukraine or …

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