Real Estate Bank Loan

Real estate purchasing power: less than 21 m2 in medium-sized cities

Real estate purchasing power: less than 21 m2 in medium-sized cities

As a result of the high prices in French cities, the real estate purchasing power of the French in these cities has declined since the Corona virus crisis. According to broker Pretto, who studied about 130,000 transaction simulations in the 10 most sought-after medium-sized cities on his platform, for the same budget between May 2020 …

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Ranking of the most attractive cities to buy in Ile-de-France

Ranking of the most attractive cities to buy in Ile-de-France

Milly-la-Forêt, a charming little town in the heart of the Gâtinais Regional Natural Park (southeast of Essonne), would be the most attractive town in the current Ile-de-France region to become its owner. Anyway, this was revealed by an unpublished arrangement published by the National Estate Association (Fnaim) Grand Paris. This ranking has been prepared behind …

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Mortgage loan: I lost 14 square meters of purchasing power in six months

Mortgage loan: I lost 14 square meters of purchasing power in six months

A study by Meilleurtaux showed that between the increase in mortgage rates and the rise in property prices, borrowers have seen the purchasing power of real estate decline in the 20 largest cities in France. – 14 m2 equivalent to a beautiful bedroom. This is what I lost Between December 2021 and June 2022a borrower …

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Fixed.  Student Apartment: Depending on the city, buying is more exciting than renting a studio!

Fixed. Student Apartment: Depending on the city, buying is more exciting than renting a studio!

Returning to the university world often involves asking a question about housing, as it is often an opportunity to leave the family nest. Due to the housing shortage affecting the national territory, is it wise to invest in real estate to accommodate your student child? When should you choose to rent? Do higher interest rates …

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Real estate: in France, new housing construction is at an all-time low

With regard to new housing, the sudden rise in raw materials and the rise in interest rates are worrying developers. It becomes difficult to build new housing in France in crisis. We have catastrophic numbers.says Pascal Boulanger, president of the Federation of Real Estate Developers (FPI), with figaro. Rising raw material costs and rising interest …

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Buying real estate: budget-wise, do the math!

Buying real estate: budget-wise, do the math!

How much is your personal contribution? In theory, no law requires you to fund part of your real estate purchases through a personal contribution. However, in practice, banks always condition the granting of the loan on your ability to mobilize part of your savings to pay some costs related to the process (notary fees, management …

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Real estate market in 2022: trends and developments

Real estate market in 2022: trends and developments

What are the emerging real estate trends in 2022? In an uncertain economic context, investing in real estate today remains a safe bet. After 2021 marked by particularly low mortgage rates, the latest statistical data shows that 2022 is a good year for investing in real estate, which should see stabilization in their prices despite …

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In the face of inflation, the risk of rising interest rates

In the face of inflation, the risk of rising interest rates

The eurozone is at risk of fragmentation Within a few weeks, the majority of the major central banks raised their key rates. Already five times for the Washington Foundation alone. It follows the European Central Bank. Everyone wants to rein in inflation (8.6% in the US and 8.1% in the Eurozone at an annual rate). …

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Mortgage Credit: Do you have an interest in borrowing for more than 20 or 25 years?

Mortgage Credit: Do you have an interest in borrowing for more than 20 or 25 years?

The average term of a home loan is 20 years. But in the face of high rates, more and more borrowers have no choice but to borrow for the maximum term i.e. 25 years. An extension is paid for, particularly in terms of interest. This is a question all borrowers have asked themselves: Should I …

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