Real Estate Bank Loan

Mortgage credit: why borrowing will be more difficult in the coming weeks

Mortgage credit: why borrowing will be more difficult in the coming weeks

Spring real estate, a period traditionally favorable for transactions, is in danger of being seriously disrupted this year. After borrowers have already struggled with a high 20-year average credit rate, which has increased by 40 cents since January to stand at 1.45%, borrowers must now face another difficulty. The Bank of France settled usury rates …

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What is the impact of the current rise in real estate prices?

Since the beginning of the year, the rise in mortgage rates has been very brutal. Interest rates are still very low in January, rising 50 basis points after accelerating in March and April linked to a sharp rise in bond prices (the 10-year OAT). In short, while we could still easily fund ourselves at 1% …

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Blow up interest rates and contributions: the end of a soft mortgage?

Blow up interest rates and contributions: the end of a soft mortgage?

Historically low interest rates, zero-contributory purchases, and flexible indebtedness regulations, the real estate sector is starting to emerge from a good few years ago. But in recent months, everything has changed, and it is becoming increasingly difficult for some families to obtain a loan to purchase a property. The end of soft credit? Is this …

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Real estate: Increased loans in 20222 will affect buyers

Real estate: Increased loans in 20222 will affect buyers

2021 was a good year for all home buyers. In fact, the real estate market situation has been very favorable, with historically low credit rates. ” Last year more than 270 billion loans were negotiated in France, an absolute record ‘, explains to Special Olivier Lendrevie, President of Cafpi, a mortgage and credit purchase brokerage, …

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Mortgage credit: the best rates you can get in your area

Mortgage credit: the best rates you can get in your area

Rates are very low and nonetheless starting to rise. At median Cafpi, 20-year averages were 1.11% over 20 years and 1.30% over 25 years in March, up 8 and 9 basis points, respectively, over one month. A trend confirmed by the Crédit Logement-CSA Observatory, a reference organization in this field. In February, the average interest …

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Mortgage loan rates: average increase of 17 basis points in one month

Mortgage loan rates: average increase of 17 basis points in one month

Posted in Tuesday 29 March 2022 by Dennis Laballos updated Thursday May 5, 2022 at 5:42 pm Usury rate, loan rejection cases explode! While mortgage rates have increased significantly since the beginning of 2022, with increases of 20 points on average, the erosion rate for loans of 20 years and over remains low on April …

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