Mortgage Credit: These Rates Are Still Beneficial, Reserved Only For The Best Files, Are They Yours?

Mortgage Credit: These Rates Are Still Beneficial, Reserved Only For The Best Files, Are They Yours?

Posted in Friday 14 January 2022 by Dennis Laballos updated Wednesday, April 27, 2022 at 3:44 pm New regulations in place since the beginning of January 2022 are pushing banks to select only the best borrowers by offering ever lower rates, up to 0.8% compared to the average! Mortgage rates rise Banks are laying the …

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Prêt immobilier Conditions d’octroi plus strictes

Home loan – more stringent grant terms

The new rules are forcing banks to be stricter in accepting mortgages. This can be a barrier to obtaining loans, particularly for investors. 1 . agoVerse January 2022, the criteria for accepting mortgage loans are tightened. The recommendations of the High Council for Financial Stability (HCSF) have already become mandatory for all French banking institutions. …

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Mortgage credit: slight increase in erosion rates at the beginning of 2022

Mortgage credit: slight increase in erosion rates at the beginning of 2022

Mortgage credit: slight increase in erosion rates at the beginning of 2022 updated January 10, 2022 by Abdelkader Diarra – Commercial director Good news: At the beginning of the year, wear rates go up a bit. After declining throughout 2021 until reaching historically low rates, the usury threshold has been revised upwards …

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Real estate prices: The good news for early 2022 for borrowers

Real estate prices: The good news for early 2022 for borrowers

The trend observed at the beginning of 2022 is a logical continuation of observations at the end of 2021. Banks warn against the background of more restrictive access to credit … but they know how to be attractive in order to attract the best files. The whole of 2021 was marked by historically low mortgage …

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